2025 Ira Contribution Limits 50 Year Rule. Your ira contribution is capped at the lesser of 100% of your eligible compensation for the year and the contribution limit in effect for the year. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.

The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. Your personal roth ira contribution limit, or eligibility to contribute at.